Farmers Insurance TV Spot, 'Firepit: University of Farmers'

Professor Nathaniel Burke at Farmer's University shows how coverage gaps can affect insurance. People think their nice patio fire is protected, but it's coverage is more like a trashcan on fire with a hobo next to it. Or what happens if you get rear-ended and your car rolls down a hill, takes off the door of an expensive coupe then crashes into priceless crystal chandeliers and hits a crane that drops a piano onto your car. Make sure you are covered with Farmers.