Credit Karma TV Spot, 'Changes'

When her friend asks if she wants to check her credit score on Credit Karma, a woman is dismissive, believing that credit scores don't change that much. After all, she says, she hasn't changed. But she's forgetting about her "yoga pants phase," during which she would sport the garments for every event: girls nights, business-casual meetings and summer weddings. These embarrassing flashbacks convince her to reconsider.