Farmers Insurance Policy Perks TV Spot, 'Spoilers' Featuring J.K. Simmons

Approaching a woman staring down haplessly at her destroyed house, actor J.K. Simmons claims that he's "seen this movie before" -- the one where seemingly all is lost, and the hero searches for hope. That is, until a mysterious figure -- surely not himself -- reminds her that she has the Farmers Home Policy Perk guaranteed replacement cost, and that her home will be rebuilt, regardless of her limits of if the cost of materials has gone up. Snapping himself out of his reminiscing, he worries aloud if he ruined the ending for her, which she can only confirm sadly.